| 2. | At present , there are some system obstacles of the disposal to the imperfect small and medium financial institution , mainly in annexation , bankruptcy , internal control , credit . so we should adjust equity and internal control regulations , strict credit regulations , build up the regulations to the disposal of assets , institution salvages , and then to dissolve the risks reasonably , defend finance safety , promote the financial efficiency , finally to improve the competitive ability of finance in our country
当前，对有问题中小金融机构风险处置主要在兼并、破产、产权、内控、信用及不良资产处置等方面存在一些制度障碍，只有认真结合我国实际，科学调整产权制度和内控制度，严格信用制度，建立和完善不良资产处置、机构救助以及市场退出制度，才能真正做到既合理处置化解风险，维护金融安全，又促进金融业整体效率提高，从而进一步提升我国金融业综合竞争能力。 |
